Medical Insurance:
Choice of 2 plans; Plan Administrator: HUMANA
- NPOS1: Per pay deductions (24 annually): $37.85 single or $159.65 family.
- NPOS2: Per pay deductions (24 annually): $19.05 single or $107.01 family.
- Your children can remain on your family medical plan until age 26.
- Your children ages 26 to 28 may be eligible for continued medical coverage at an additional cost. *Additional information provided at the end of this page.
Dental Insurance:
In-network only coverage; Plan Administrator: DENTAL CARE PLUS (DCP).
- Per pay deductions (24 annually): $13.28 single or $36.50 family
Vision Insurance:
Plan Administrator: EYEMED VISION CARE
- Per pay deductions (24 annually): $2.97 single or $7.49 family.
Life Insurance: County paid coverage and optional employee paid coverage.
Insurance Carrier: MUTUAL OF OMAHA
- County Paid insurance: $25,000 basic life & $25,000 accidental death & dismemberment coverage. Effective after 90 days of full time employment.
- Optional Voluntary Insurance: Employee selects the amount of coverage. Premium is based on age band and coverage amount selected. Cost increases as the covered member (employee or employee & spouse) reach new age bands (every 5 years - 35, 40, 45, etc).
- Employees can elect coverage for spouse provided the employee has equal or more coverage on his/her self.
- Employees can elect coverage for dependent children in amounts of not more than 50% of employee's coverage; in $5,000 increments up to $20,000.
- View the 'voluntary life page' for rates, details & restrictions.
*Additional Information regarding Medical for age 26-28 yr old dependent children: The following information is a brief summary of the healthcare changes enacted in Ohio during 2010, which went into effect for Clermont County employees on 1/1/2011. Complete details of the changes can be found on the State of Ohio's official web site.
Once an unmarried child has attained the age of 26, the insured employee may enroll their eligible dependent in the county sponsored plan with the same medical benefits as the employee enjoys at an additional cost, provided all of the following applies:
- The child is the natural child, stepchild, or adopted child of the insured.
- The child is a resident of the State of Ohio or a full time student at an accredited public or private institution of higher education.
- The child is not eligible for medical coverage through his/her own employer.
- The child is not eligible for medical coverage through Medicaid or Medicare.
NOTE: There will be no county contribution toward the cost of the 'Age 26 to 28' plan. The child must be enrolled in the same plan as the employee (NPOS1 or NPOS2). The per pay premium for the additional coverage is as follows: NPOS1 $147.70; NPOS2 $128.56. The 'dependent child' may be enrolled during the annual 'open enrollment' period: October 31st through November 29, 2011, or within 30 days of a qualifying event. A separate enrollment form is required.
REMINDER: Healthcare benefits can only be changed during the annual open enrollment period or due to a 'qualifying event' such as: gain or loss of other coverage, birth, divorce, adoption, marriage, siginificant loss of income, etc.
Since it is a post-tax benefit, Voluntary life coverage can be reduced or dropped at anytime during the year, but can only be picked up as a new hire or, with vendor approval, during open enrollment. Beneficiaries can be updated as often as necessary.